1. Information We Collect

We collect information you provide directly to us, such as when you use our calculators, contact us, or subscribe to our services. This may include:

• Usage data and analytics information
• Device information and browser details
• IP address and location data
• Any information you choose to provide through contact forms
• Cookies and similar tracking technologies

2. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our services
• Develop new features and functionality
• Analyze usage patterns and optimize performance
• Protect against fraud and abuse
• Communicate with you about our services
• Comply with legal obligations

3. Information Sharing

We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except as described in this policy or as required by law. We may share information with:

• Service providers who assist in operating our website
• Analytics and advertising partners (with appropriate safeguards)
• Law enforcement when required by law
• Other parties with your explicit consent

4. Data Security

We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of data in transit and at rest
• Regular security assessments and updates
• Access controls and authentication measures
• Employee training on data protection
• Incident response procedures

5. Cookies and Tracking

We use cookies and similar technologies to:

• Enhance your user experience
• Analyze usage patterns and trends
• Provide personalized content and advertisements
• Remember your preferences and settings
• Ensure proper functionality of our services

You can control cookie settings through your browser preferences. However, disabling cookies may affect the functionality of our website.

6. Third-Party Services

We may use third-party services for analytics, advertising, and other purposes. These services have their own privacy policies and data handling practices. We encourage you to review their policies to understand how they collect and use your information.

7. Your Rights

Depending on your location, you may have the following rights regarding your personal information:

• Access: Request a copy of your personal information
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your personal information
• Restriction: Request restriction of processing
• Portability: Request transfer of your data
• Objection: Object to certain processing activities

8. Children's Privacy

Our services are not intended for children under 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

9. International Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place for such transfers, including:

• Standard contractual clauses
• Adequacy decisions by relevant authorities
• Other appropriate safeguards as required by law

10. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law. We regularly review and delete data that is no longer needed.

11. Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date. We encourage you to review this policy periodically to stay informed about how we protect your information.

12. Legal Basis for Processing

We process your personal information based on the following legal grounds:

• Consent: When you explicitly agree to processing
• Contract: To provide our services to you
• Legitimate Interest: To improve our services and prevent fraud
• Legal Obligation: To comply with applicable laws

13. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at: